【简介】感谢网友“雕龙文库”参与投稿，这里小编给大家分享一些[db:SEO标题]，方便大家学习。
信用卡的利弊英语作文？Credit card brings people pleasure, at the same time, if people use it in the improper way, they can be the slave.凡事都有两面。信用卡给人们带来了快乐，同时，如果人们不正确使用信用卡，就会成为奴隶。那么，信用卡的利弊英语作文？一起来了解一下吧。
使用信用卡的缺点英语
现在越来越多人使用信磨老用卡，关于信用卡，你有什么看法?不妨用英语凯帆作文写下来吧。下面是我精心挑选的关瞎孙升于信用卡的高中英语作文，供大家阅读。
信用卡英语作文一
Personal credit cards are being more mon in China. Banks and other financial institutions are encouraging their customers to change the way they buy things.
Credit cards, known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can bee quickly overburdened by debt.
The credit cards often charge a high rate of interest, which exacerbates the problems for these people.
However, used wisely credit cards can improve the quality of people’s lives.
They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
信用卡英语作文二
Nowadays, credit card consumption has been a mon phenomenon in our lives. However, different people hold different views in it and heated debates are right on their way.
Some are in favor of the credit card consumption. They point out the fact that credit card provides a convenient and safe way for our consumptions. They consider that using credit card to pay is more convenient and clean than pay by cash, which is as easy to lose and unclean. In addition, they argue that credit card can help a lot when we are meeting serious financial trouble. For example, when we get involved in trouble and need lots of money to solve it, the overdraw function of credit card would be a good helper.
However, there are many people standing on the other ground. They figure out that credit card consumption has brought some serious problems in many aspects. Many people spend their money recklessly by using credit card. And what’s worse, those who can not control the desire to consume and never make a plan to spend their money will overdraw the money immoderately and that will cause more and more family involve in financial crisis.
In my opinion, the both sides have some important points. Therefore, as rational consumers, we should use credit card properly. On the one hand, we can utilize its advantages for the convenience of our payment. On the other hand, we should keep a rational mind when using it, in case we will suffer from it.
信用卡英语作文三
Nowadays, credit cards have been increasingly popular on campus in that banks are growingly paying their attention to students and laying out various policies to cater for students’ need. People hold different views towards students’ owning credit cards.
As far as I am concerned, it is necessary for students to keep credit cards.
There are reasons accounting for my view. For one thing, it is convenient for students to deal with various financial matters. Students can use their credit cards to pay their tuition fees and other fares and that is safer than pocket a large sum of money go everywhere.
For another, using credit cards is a good way to teach students to improve their ability in managing their money and form good habit in spending money. For instance, students who receive their pocket money at the beginning of the month have to make a plan to spend their money before they consume with the credit cards, so that they will not suffer from lacking of money at the end of the month.
In addition, the overdrawing function of the credit cards provides a chance for those students who cannot afford their tuition fees to continue to receive their education.
Although some students overdraw their money from their credit cards to buy luxurious and unnecessary things that will increase their family financial burden, I consider that the advantages far outweigh its disadvantages.
Thus, I consider that it is necessary for students to use credit cards. Besides, they also should be taught to use it properly and form a correct notion of consume.
信用卡是否鼓励过度消费英语
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.
However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
Credit cards have had bad preover the past few months of the credit crunch they only cause more debt and have unfair rates of interest. . However, if a credit card is used in the correct way and you keep up with your payments, they can be very valuable in many aspects.
One of the most beneficial aspects of having a credit card is that it can help you to increase your credit score. If you have little borrowing experience, taking out a credit card helps to convey to other creditors that you are a responsible and reliable borrower. www.chddh.com
Another benefit of owning a credit card is that it can be easier to buy things. Some companies, such as those in the travel sector like hotels, airlines and car rental companies prefer payment by credit card, and some do not accept cash payments at all. As well as this convenience, many card companies give insurance on large purchases. An example of this is when airline XL went bust in September,
A more obvious benefit of a credit card, and one of the main reasons people apply for a credit card, is that you have acceto money during emergencies. If you resist the temptation of spending the money on your credit card, you are left with a good sum of money to use when you most need it. You only pay interest on purchases or on cash withdrawals, so keeping a credit card at home (where you won't be able to spend on it) can be very valuable.
信用卡对人们生活的影响
Credit Cards
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things.
If a credit card is used in the correct way and you keep up with your payments, they can be very valuable in many aspects.
One of the most beneficial aspects of having a credit card is that it can be easier to buy things. Some companies, such as those in the travel sector like hotels, airlines and car rental companies prefer payment by credit card.
A more obvious benefit of a credit card, and one of the main reasons people apply for a credit card, is that you have access to money during emergencies.
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt.
My Opinions on Credit Cards is: Although credit cards are becoming a more acceptable part of the financial scence, it promote our consumers to spent more.
On my personal level， while enjoying a host of conveniences the credit card may bring， we couldn’t afford to ignore a conspicious fact: in most cases， parents are our sole financial sources.Instead of spending without any restrict， we are supposed to put studies on the top of our agenda and move ourselves beyond heavy dependence upon our parents.
陷入了债务困境用英语怎么说
Credit Cards
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things.
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.
However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
学生使用信用卡的利弊英语作文
思路：
1、越来越多的人使用信用卡，信用卡有哪些好处。
2、信用卡的弊端。
3、你自清游冲己的观点。
范文如下：
Credit Cards
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things.
Credit cards, otherwise known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt.
The credit cards often charge a high rate of interest, which exacerbates the problems for these people.
However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses.
Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
译文：
信用卡
个人信用卡在中国越来越普遍。
以上就是信用卡的利弊英语作文的全部内容，办信用卡的好处和坏处如下：一、信用卡的好处： 1、不需要存款即可透支消费，并可享有20-56天的免息期。2、购物时刷卡有积分礼品赠送。3、持卡在银行的特约商户消费，可享受折扣优惠。 4、积累个人信用，内容来源于互联网，信息真伪需自行辨别。如有侵权请联系删除。
